USD 364 000 000 loans issued since the company’s start

1 500 000 clients

1 700 000 concluded contracts

USD 41 000 000 is the portfolio as of 30.06.2021

Arifmetika Financial Solutions (Arifmetika MCC LCC) is a leading microfinance company having operated at the Russian market over 11 years.

It provides cash loans for individuals, develops a cutting-edge platform for online loans issuance and manages more than 600 loan supply points all over the country.

In 2010-2016 the financial services were developed within OR GROUP, which Arifmetika MCC is the part of, in 2016 they were consolidated under the Arifmetika brand.


Top-3 in terms of consumer loans issued in 2020, according to Expert RA

Top-3 in terms of net profit in 2020, according to Expert RA

Top-4 in Installments segment as of 31.12.2020, according to National rating agency

Arifmetika is ranked among the most profitable and efficient companies at the market. It uses state of the art algorithms to manage risks and as a result provides their clients with tailored solutions for their urgent needs. The company has an in-house IT infrastructure and applies to the artificial intelligence and big data to analyze clients’ base and new products development, as well as uses blockchain technology for personal data protection. Arifmetika is the part of OR GROUP.

Financial performance

Interest revenue
Net income after expected credit losses
Net profit
Capital
Portfolio, interest included

2019

RUB 2,413 bln

2020

RUB 2,837 bln

2019

RUB 1,811 bln

2020

RUB 2,033 bln

2019

RUB 0,603 bln

2020

RUB 0,596 bln

2019

RUB 1,784 bln

2020

RUB 2,380 bln

2019

RUB 4,628 bln

2020

RUB 5,939 bln

ENG