Leader in a promising market with a low level of consolidation
Expert RA rating agency forecasts a 30% growth in Russian microfinance in 2021, which will be influenced by the following factors:
High demand for loans.
Growing number of applications by former customers of lending organizations and banks (for individuals and private entrepreneurs, bank channels are actually closed or less preferable).
Introduction of new technologies and development of remote services, which significantly accelerated in 2020.
Arifmetika ranks high in the market. It is regularly included in the TOP-10 of the main industry rankings, which are published by the National Rating Agency (NRA) and Expert RA, and it is ranked among TOP-3 in terms of some indicators.
The tendencies towards further market consolidation have intensified. Due to the departure of small players, the share of large market operators is growing. There may be some mergers and acquisitions shortly.